Making homeownership even more attainable

Research project aims to find areas of improvement



When you want to know how well your business is doing, and where it could improve, the best people to ask are your customers.

That’s what the Attainable Homes Calgary Corp. (AHCC) did, in conjunction with Mount Royal University (MRU), through a research project exploring the impacts of attainable home ownership.

AHCC is a nonprofit social enterprise, wholly owned subsidiary of The City of Calgary, enabling qualifying Calgarians to buy an entry-level home with a $2,000 down payment. Since it started selling homes in 2011, the organization has served more than 700 families.

For the research project, MRU students contacted more than 50 attainable homeowners to participate in phone interviews and more than 40 stakeholders attended a world café discussion in April.

The research is being used to determine what the organization is doing well and what changes can be made to continue addressing the housing a ordabilitygapinthefuture, says AHCC president and CEO John Harrop.

“One of the comments that stood out to me was a homeowner who said she is grateful to simply be able to paint her daughter’s bedroom,” says Harrop. “Another owner said they moved 12 times in five years and they’re thankful for the stability of ownership.”

The research helped shine a better light on the people who have participated in the program, says Harrop.

“What we learned is that the people who buy homes through our program are well-informed and are more likely to be involved in condo boards and engaged in the community,” he says. “We heard that our education session is really valuable and that attainable homeownership provides hope, stability and independence.”

AHCC heard many suggestions the program should be expanded and find ways to reduce prices to serve people with lower incomes.

“We learned that our current model is working but we received ideas about how it can be made even better,” says Harrop.

The Attainable Home Ownership Program connects builders, developers, lenders, lawyers and others to bring down the upfront costs of ownership so qualifying Calgarians can buy their very own home with a $2,000 down payment.

Applicants must earn no more than $90,000 if they have dependent children living in the home, and no more than $80,000 without children.

The organization is currently working with Truman Homes, Partners Development Group, Hopewell Resi- dential, Vericon Real Estate Ventures and Lexington Development Management to deliver a ordable homes.

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Attainable Homes Calgary Corporation (AHCC) is a nonprofit social enterprise and wholly owned subsidiary of The City of Calgary that delivers well-appointed, entry-level homes for Calgarians who have been caught in the city’s growing housing affordability gap. 

Through our Attainable Home Ownership Program, we connect builders, developers, lenders, lawyers and others to bring down the upfront costs of ownership so qualifying Calgarians can buy their very own home with a $2,000 down payment. Furthermore, when you decide to buy an attainable home, you're also choosing to pay it forward to help another family in the future. When you eventually decide to refinance or sell your home on the market, a share of the appreciation goes back into the program to fund more developments that will help even more people get a foot on the property ladder.

Do you aspire to own a home of your own? Contact us today and let us show you just how attainable this milestone can be.

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